How Much Does a Prenuvo Scan Cost? Insurance, Self-Pay, and Follow-Up Costs

A Prenuvo scan runs anywhere from $1,199 to about $4,500, depending on what you choose. But the scan price isn't the whole financial picture, and this guide walks through what actually adds up.

As of early 2026, Prenuvo offers both one-time scans and annual memberships, ranging from $1,199 for its most limited option to around $4,000 to $4,500 for its most complete membership tier, depending on location. Insurance typically doesn't cover it, though HSA and FSA funds usually can.

While this is the price for the scan itself, there are other important costs to consider, like follow-up tests and consultations. Below, we'll break down every tier, what each one includes, and the costs that can follow a scan that finds something unclear.

What Does a Prenuvo Scan Cost Right Now?

Prenuvo's pricing currently works two ways. You can pay for a single scan with no ongoing commitment, or join one of three annual memberships that bundle a scan with lab work and provider reviews.

Standalone, one-time pricing:

• Focused Scan (about 45 minutes, head to mid-thigh): $1,199
• Whole Body Scan (about 60 minutes, covers major organs, brain, and spine, though arms and feet are not included): $2,499

Annual memberships, launched in March 2026, each renew yearly and bundle a scan with blood panels and provider reviews:

• Core Membership: $1,199 a year. Includes a Focused Scan, a core lab panel, and one results review.
• Comprehensive Membership: $2,499 a year. Includes a full Whole Body Scan, a broader lab panel, a repeat lab panel at six months, and two results reviews. Prenuvo describes this as its most popular tier.
• Executive Membership: $3,999 a year ($4,499 in New York). Includes the Whole Body Scan, a brain health assessment, body composition analysis, the most detailed lab panel, and two results reviews.

Prenuvo frames the memberships as a discount on buying the same components separately, estimating savings of roughly 10 percent on Core, 19 percent on Comprehensive, and 32 percent on Executive compared to a la carte pricing.

Whether a membership or a one-time scan makes more sense for you really comes down to whether you want a single baseline or ongoing year-over-year tracking, since those are genuinely different goals.

Prenuvo Scan Options and What the Price Includes

As of August 2026, these are the advertised prices of Prenuvo scans and membership options:

Is a Prenuvo Scan Covered by Insurance?

Generally, no. Prenuvo itself states that a scan is typically not covered by insurance, and that while some customers have successfully claimed partial reimbursement, it's “not commonplace.”

This is because standard health insurance covers diagnostic tests ordered to investigate a specific symptom or condition. A Prenuvo scan is elective, preventive screening for people without symptoms, which insurers generally treat as an out-of-pocket expense, the same way they'd treat many cosmetic or elective procedures.

Some patients ask their insurer about reimbursement using a superbill, an itemized receipt Prenuvo can provide. Results here are inconsistent and plan-dependent, so it's worth a call to your insurer before assuming anything either way, rather than assuming coverage or ruling it out entirely.

Can You Use HSA or FSA Funds?

Often, yes, though the details matter more than a simple yes or no. Prenuvo's own position is carefully worded: its services "support diagnosis, prevention, mitigation, and ongoing health management, which may qualify for reimbursement" under an HSA or FSA, but eligibility is ultimately set by IRS rules and your specific plan administrator, not by Prenuvo itself. That's an important distinction, as it’s not a guarantee that your particular administrator will approve it.

In practice, most people can pay directly with an HSA or FSA card at checkout, the same way you'd use any other card, or submit a receipt for reimbursement afterward. If you're using FSA funds, the purchase needs to happen within your current FSA plan year to qualify.

Since Prenuvo doesn't provide standard diagnostic billing codes that some administrators require, it's worth checking with your own HSA or FSA provider before booking if you're relying on that money to cover the cost. This isn't tax advice, and Prenuvo says as much itself. Your plan administrator or a tax professional is the right source for a definitive answer for your specific situation.

What Financing, Cancellation, and Refund Policies Apply?

Prenuvo offers financing through Affirm at its US locations, which lets you split the cost into installments rather than paying the full amount upfront.

For memberships specifically, cancellation doesn't refund the unused portion. If you cancel before your current annual term ends, you keep access through the rest of that term, and the membership simply won't renew afterward. It's worth reading the specific cancellation terms at checkout, since policies can be updated, and this is exactly the kind of detail worth confirming directly with Prenuvo before you commit to an annual plan rather than a one-time scan.

Does the Price Change by Location?

Yes, at least somewhat. The clearest example is the Executive Membership, priced at $3,999 most places but $4,499 at Prenuvo's New York City location. Availability itself is also location-dependent. Prenuvo operates clinics across North America, with international locations in select other countries.

If you're trying to book near a specific city, Prenuvo's own location directory is the most reliable way to confirm which scan options and price points are actually available where you live.

What Can a Scan Cost You After the Fact?

This is the part of the cost conversation that's easiest to miss, and it's often the bigger number. The scan price covers the scan and a review of your results. It doesn't cover what happens if that review flags something unclear.

A realistic follow-up path might include a consultation with your own doctor to go over the finding, additional targeted imaging to get a closer look at a specific area, lab work, or, less commonly, a biopsy to determine whether something abnormal is actually a problem. None of these are included in your Prenuvo price, and depending on your insurance situation, some or all of them may be billed separately and could be covered differently than the original scan, since a doctor-ordered follow-up test is often classified as diagnostic rather than elective. That's a meaningful distinction: the follow-up care might actually be covered by insurance even though the original screening scan wasn't, but you won't know until you're in that situation.

This is exactly why the total cost of a Prenuvo scan is hard to pin down in advance. For most people, the scan itself is the cost they planned for. The unplanned cost, if it comes, shows up afterward.

Questions to Ask Before You Pay

If you’re considering a Prenuvo scan, there are some budget-related questions worth considering at first:

• What exactly is included in this specific tier, and what would cost extra?
• Is this a one-time purchase, or does it auto-renew as an annual membership?
• What's the cancellation and refund policy if I change my mind partway through a membership term?
• Will my HSA or FSA administrator actually accept this expense? Have I confirmed that directly, rather than assumed it?
• If something unclear shows up on my scan, what's the realistic next step, and what might that cost?
• Does pricing or availability differ at the specific location I'm considering?

These questions can help you figure out whether a Prenuvo scan is worth the cost for you.

The Bottom Line on Prenuvo Scan Costs

A Prenuvo scan costs anywhere from $1,199 to around $4,500, depending on whether you choose a one-time scan or an annual membership, and which tier you pick. Insurance almost never covers it, HSA and FSA funds usually do, and financing is available if you'd rather spread out the cost.

The number on the pricing page is a reasonable starting point for budgeting, but it isn't the ceiling. The real financial risk sits downstream, in whatever a consultation, additional imaging, or lab work costs if your scan turns up something that needs a closer look.

Worth keeping in mind as you think through the cost: the price of any test is only worth weighing against the medical question it's actually built to answer. If your specific concern is about your heart, that's worth a separate look, since Veevo's educational content on coronary CT angiography covers a different question than a broad-body scan is designed to.

References

• Prenuvo

  Prenuvo launches membership designed for year-over-year health insights and interpretive peace of mind

• Prenuvo

  Pricing

• Prenuvo

  Ways to pay for a Prenuvo scan

• Prenuvo

  What we offer